Do I have to offer group health insurance to my employees?

The requirement to offer health insurance to your employees depends on several factors, including the size of your company and the applicable laws in your country or region. Since I don't have specific information about your location or the current laws, I can provide you with a general overview.

In the United States: As of my knowledge cutoff in September 2021, the Affordable Care Act (ACA) requires certain employers to offer health insurance to their full-time employees. This requirement applies to businesses with 50 or more full-time equivalent employees.

See our blog on how to calculate full-time employees (FTE's)

However, it's important to consult with a qualified professional who can provide up-to-date information on any changes to the law.

In any case, it's generally considered a good practice to offer health insurance benefits to your employees, as it can attract and retain talent and contribute to their overall well-being. Offering health insurance can vary depending on your company's size, financial capacity, and legal obligations, so it's recommended to consult with an employment attorney, an insurance professional, or a relevant authority in your region to ensure compliance with the applicable laws.